Ready Capital Reports Q4 2025 Results in 8-K

Ready Capital Corporation reported fourth quarter 2025 results for the quarter ended December 31, 2025. From continuing operations, the company reported GAAP loss per common share of $(1.46) and distributable loss per common share of $(0.43).

The filing also cites distributable loss per common share before realized losses of $(0.09). Operational highlights include LMM commercial real estate originations of $235 million and Small Business Lending loan originations of $140 million, including $84 million of SBA 7(a) loans and $18 million of USDA loans.

Ready Capital reported book value of $8.79 per share as of December 31, 2025, and referenced liquidity actions including sales of loans totaling $855.3 million unpaid principal balance and retirement of its remaining 5.75% senior unsecured note due February 2026.